Section 106 Mortgages

What is a Section 106? A Section 106 (S106) agreement is a legal agreement between both a developer and the local council. This would usually be a restriction which is required when a developer wants

How to make your own Mortgage Success story

You may have seen our Mortgage Success story posts on the site or you may have even found us whilst looking for success stories from people in a similar situation to yourself. The aim for

IVA Mortgage Success story (post Covid-19)

In July this year we received an enquiry from a couple where one of the applicants had been in an IVA. The IVA had been completed for around 5 years, there had also been a

6m people falling behind on bills due to Coronavirus

Today Citizens advice released an article stating 1 in 9 people were falling behind on their bills because of corona virus. Sadly, this is not really all that surprising. We often come across people who

Mortgage Success story with multiple Defaults

Last month we were approached by a couple who were looking to purchase their first family home. They had a good deposit, good stable jobs and on the face of it were in a good

Getting a Mortgage since Covid-19 hit

We made a post around 6 weeks ago about what it was like trying to get a Mortgage since Covid hit. 6 weeks is a long time and there has been some changes, the dust

90% Mortgage with tight affordability

This is another success story which seems a little bit on the light side, but that is probably because I am used to writing about examples which include Bankruptcies, CCJs, Debt Management plans and the

IVA & Self employed Success story

This success story feels little lightweight compared to some of our stories, but I think because of the current climate we are in and because it shows how a broker can make a difference, it

Online Mortgage Broker for Bad Credit

Should you use an online Mortgage Broker if you have bad credit and want to obtain a Mortgage? Last week we received an enquiry from a customer who had some relatively minor credit issues but

Getting a Mortgage with localised lockdown

At the minute it feels that a lot of our posts are about Covid-19 and how it affects a Mortgage application. It is strange really as 4-5 months ago nobody had ever heard of it