The first thing is do not panic. Lets look in to why you have been declined and then we can work on a plan of action. There can be many different reasons for a declined
Author: tony
Can a Mortgage Broker get better deals than going Direct?
Whether mortgage brokers can get better deals than going direct is a question that crops up a few times a year. So I thought it would be a great idea for a (hopefully) unbiased post.
How much can I afford when looking for a Mortgage?
All lenders now use an mortgage affordability calculator. These affordability calculators do vary from lender to lender and the amounts they will lend can be very different. Here we look at some of those difference
Will my debts stop me getting a Mortgage?
Will my debts stop me getting a mortgage is a question we regularly get asked throughout the year. The answer to this is similar to any question in that there is no generic, one size
Why should I use a Mortgage Broker?
We take a realistic approach on this. If you are straight forward, comfortable speaking to estate agents and underwriters and have a decent understanding of Mortgages, why would you use a broker? There are a
Can I get a First time buyer Mortgage with bad credit?
There are 3 things that come in to play when trying to get any mortgage with poor credit, and this includes an application as a First Time Buyer Mortgage with bad credit: Affordability Deposit Credit
Can I get a Mortgage with a small deposit?
In short you can get a Mortgage with as little as a 5% deposit. Assuming the purchase price is £100,000 that would mean you need a £5,000 deposit plus costs. There is however a longer
Will my Mortgage Application be successful?
One of the questions we get asked a lot is in relation to how successful a Mortgage application will be. As a Mortgage Broker who tends to specialise in helping First Time Buyers and people
Home extension Mortgage
We often get asked by customers how they can pull some of the equity in their home out of the property in order to build an extension. Typically there are two main ways to pull
Buying your first home in 2019
What can you expect when it comes to a First time buyer mortgage and purchasing your first home in 2019? We have had some conversations with account managers over the last week or two on