What does a Mortgage Broker do?

I was talking to a potential customer who decided not to proceed with us. One of the reasons (or possibly THE reason) for that was that they did not want to pay our broker fee

2020 the good, the bad & the ugly

What a year! Where do we even begin? The year where “the new normal” became normal! This year has hopefully been a one off and fingers crossed can get back to the old normal next

Post Covid-19 Mortgage update

Wow! What a year this has been! One minute everything is fine, then the world goes to pot. Then we are allowed to see friends, then not and then only if it involves us spending

Section 106 Mortgages

What is a Section 106? A Section 106 (S106) agreement is a legal agreement between both a developer and the local council. This would usually be a restriction which is required when a developer wants

How to make your own Mortgage Success story

You may have seen our Mortgage Success story posts on the site or you may have even found us whilst looking for success stories from people in a similar situation to yourself. The aim for

IVA Mortgage Success story (post Covid-19)

In July this year we received an enquiry from a couple where one of the applicants had been in an IVA. The IVA had been completed for around 5 years, there had also been a

6m people falling behind on bills due to Coronavirus

Today Citizens advice released an article stating 1 in 9 people were falling behind on their bills because of corona virus. Sadly, this is not really all that surprising. We often come across people who

Mortgage Success story with multiple Defaults

Last month we were approached by a couple who were looking to purchase their first family home. They had a good deposit, good stable jobs and on the face of it were in a good

Getting a Mortgage since Covid-19 hit

We made a post around 6 weeks ago about what it was like trying to get a Mortgage since Covid hit. 6 weeks is a long time and there has been some changes, the dust

90% Mortgage with tight affordability

This is another success story which seems a little bit on the light side, but that is probably because I am used to writing about examples which include Bankruptcies, CCJs, Debt Management plans and the