Mortgage Declined by an Underwriter

When applying for a Mortgage, there are generally speaking 2 steps, the first is the initial credit check where your application is scored based on the information provided and your credit report. This is typically

Mortgages for Older Borrowers

There has been a lot in the news over the last couple of years about Mortgages for Older Borrowers and how some Older Borrowers have been struggling to get a Mortgage. We receive a few

Can I remortgage to pay off an IVA?

When looking at whether or not we can use a remortgage to pay an IVA there are a couple of things we need to consider. The good news is that there are Mortgage lenders who

What Credit Score do I need for a Mortgage?

We speak to a lot of people who have obtained a copy of their credit report from Equifax or Experian and tell us their score is Excellent/Very good or even at the opposite end of

Remortgage for Home Improvements

With the economy as it is, we are seeing a lot of people talking about staying where they are and either extending their home or making other improvements so this post about getting a Remortgage

Should I use a local Mortgage Broker?

In 7 years of being a Mortgage broker I have always held the opinion that it does not matter where your mortgage broker is based so long as they are good at what they do,