What are Life Time Mortgages

In this in-depth look into different types of mortgages on offer in the UK we will be discussing Lifetime Mortgages. We will be looking at What are Lifetime Mortgages? How do Lifetime Mortgages work? What

What effect is Brexit having on Mortgages

We are now through the first quarter of 2019, it has been over 2 years since Brexit was announced and we are past the original date we were due to leave the EU. I made

Mortgage lenders who do not Credit Score

As mortgage brokers who specialise in adverse, bad credit, poor credit scores, lack of credit history and so on, one of the things we have in our arsenal are Mortgage lenders who do not credit

Mortgage Capacity Assessment Letter

A Mortgage Capacity Assessment Letter is a report on how much you would be likely to get if you were to apply for a Mortgage based on a set of circumstances. The letter is more

What do mortgage lenders look for on Bank Statements

We often speak to people who are concerned about what is showing on their bank statements after reading some urban myths and inaccuracies the internet. This article should hopefully put things right about what mortgage

Bad credit mortgages

Everything you wanted to know about bad credit mortgages In this post we will cover everything you wanted to know about bad credit mortgages, but were afraid to ask! The first thing people should understand

Mortgages with multiple jobs

Periodically we receive an enquiry from someone who has more than one job and wants to know what their chances are in getting mortgages with multiple jobs. This could be a combination of two employed

Can I get a Mortgage with a small deposit?

In short you can get a Mortgage with as little as a 5% deposit. Assuming the purchase price is £100,000 that would mean you need a £5,000 deposit plus costs. There is however a longer

Will my Mortgage Application be successful?

One of the questions we get asked a lot is in relation to how successful a Mortgage application will be. As a Mortgage Broker who tends to specialise in helping First Time Buyers and people