A few late payments

These types of applications are always interesting. On the one hand you have clear issues that are affecting an application from being accepted. On the other hand, they are “just” a few late payments and

Defaults application success story

I thought this would make a great little example of what we can do. On the face of it it does not differ from a lot of our success stories. However it is the little

One of the applicants letting the side down…

Just to start, this really is not a case of placing the blame. I just thought it would be a good title. We are very big on not placing blame for adverse on either applicant,

Mortgages in March – Part 2!

I made a post earlier in the month about previous predictions and updates in the market. A lot has happened since then which was only 11 days ago! This morning we were on a conference

The DMP & Defaults Success story

This is a fairly common scenario we come across. We had a customer who had a Debt Management Plan (DMP) and 4 Defaults valued at around £10,000. The applicant was looking to purchase a new

The “easy application” success story

A couple of months ago we received a phone call from someone who wanted a mortgage. We did our usual initial questions: Approximate purchase price, Deposite, Income, Employed/Self employed, Any credit or other issues. Everything

Simple Success story

Most of our Success stories centre around adverse. This one is a lot simpler but a good story where we can help even in the most straight forward of cases. Background 2 years ago, a

Mortgage Affordability problems due to age

This success story is a little different to most of our others. The others are generally around complications to do with credit problems, however in this example it is purely to do with affordability. We

Gifted equity deposit success story

We spoke to a customer earlier this year, unfortunately at the time we were fully booked and advised it would be around 2 weeks before we could look at it. The customer understandably in the