Bankruptcy Discharge Certificate
If you have previously been bankrupt we would usually request a copy of the Bankruptcy Discharge certificate for the mortgage lender. Below […]
Read moreCategory: Adverse Credit Mortgages
As a specialist broker for Adverse Credit Mortgages we can still secure loans for those with IVA’s, CCJs and bankruptcies, subject to status.
Bad Credit caused by Covid
Since Covid-19 hit early last year, it has turned our world upside down. For some people it has been a positive – […]
Read moreIVAs and Mortgages
Getting a mortgage with an IVA is obviously more complex than without. However it does not necessarily mean you can not get […]
Read moreIgnore the score – why credit score in not important
Over the years we have become accustomed to people thinking their score should either mean they have the pick of the lenders […]
Read moreWhat are the chances of getting a Mortgage?
I was asked this question earlier last month but it is one of those questions that crops up quite often. I tend […]
Read moreWhy was my mortgage application declined?
Sometimes mortgage applications do end up being declined. There are various reasons for this. Some declined applications could be avoided which I […]
Read moreMinimum credit score needed for a Mortgage
We often get people calling up/emailing us with their credit score and asking if we can help. One of the things we […]
Read moreBridging loan with no income and Bad credit
I do not really write on here about products we have access to as things change periodically but I thought this one […]
Read moreWhich lenders ignore Defaults?
We had an interesting conversation with a potential customer earlier this week. The customer had done some of their own research told […]
Read moreDo you feel alone with your adverse?
Most of our customers have credit issues in one form or another, from very mild historic missed or late payments through to […]
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