2021 for Mortgage Success

What a year eh! Another one! Where do we even begin? Covid and Mortgage Success We had to start with this didnt we? Lets get the bad bit out of the way. Any novelty of

RTB Mortgage broker

A Right to Buy (RTB) mortgage in short is a mortgage product that allows you to buy your council home using the discount towards in full or in part towards the deposit. At Mortgage Success

What credit score do I need for a Mortgage in 2022

After 8 years as a Mortgage Broker this is a question that consistently comes up year after year. We have a very simple phrase… Ignore the score. Credit agencies seem to think it is important

The future of Mortgage interest rates

I thought this would be an interesting post as it is something in peoples minds at the moment. Last week I was on a webinar with a Mortgage lender and they were discussing why interest

Is it better to buy or rent?

When looking at where it is better to buy or rent your home, there are 2 main angles I think we need to consider. This post will just look at the key points in a

Covid and Mortgages

As you may know when Covid hit the UK in March 2020 it resulted in a huge shift in the Mortgage market. Prior to March 2020 the industry was as relaxed as I have seen

Holiday Let Mortgage

This seems to be a growing market at the minute and it is easy to see why. The returns are typically better than Buy to lets, there are the potential added benefits of having somewhere

Mortgage agreement in principle then declined

What happens when you get a Mortgage Agreement in principle but then your application is declined? There is no definitive answer to this. There can be a number of different reasons which I will go