Category: Mortgage

Being self employed makes getting a mortgage a little more complex. Where as with employed applicants we usually just need to provide 3 months payslips that is not the case with self employed applicants. Why

Its been an interesting couple of months in our industry. Although interesting does not really translate to good. The good So for us at least, the overwhelming positive is that the housing market has been

Are we all ready for some cheese? The secret to a good mortgage application is like your home… It is all in the foundations. If the foundations are right, then everything “should” go smoothly. What

Already this month we have done a couple of applications with manual underwriting. I thought it would be a good idea to explain this in a little more detail. I think the easiest way to

The last few weeks have been interesting, there has been a lot of changes going on and I thought it would be good to have a little recap. Interest Rates I think it was impossible

This is something I have wanted to write blog post on for a while. In 2012 I bought my first home which was a doer upper. The main reason for it was because I could

I wanted to take a look at where we think interest rates will go. I have even gone on record with some predictions but what do I know? Last year I tied in to a

What a year eh! Another one! Where do we even begin? Covid and Mortgage Success We had to start with this didnt we? Lets get the bad bit out of the way. Any novelty of

Experian boost is a new feature from the Experian credit agency advertised as a way to give your credit score a boost. I thought it would be useful to look into it to see if