Best Doctors – My personal experience

For anyone who has ever met me and discussed insurance, you will probably know how much of a fan of “Best Doctors” I am. For those of you who do not know what it is,

Are all Life Insurance policies the same?

In 2011 I started working for a Life insurance provider. Mortgage brokers and financial advisers sold our policies. We also sold Income Protection and Critical Illness policies. We were never really the cheapest and there

Are cheap Life insurance policies a false economy?

When it comes to life insurance, are cheap life insurance policies a false economy? Do they put more obstacles in the way of claiming for example? With the current situation regarding Covid19 (or Cronavirus) I

Do I need a Will when buying a home?

This is quite a complicated question to answer as the answer will depend on your circumstances. In general however, if is never a bad idea to have a Will in place. Home Ownership options If

Protection Insurance Claim statistics

Protection Insurance is one of those things that is better to have and not need, than need it and not have it so we thought it might be useful to look at some protection insurance

Income Protection Insurance

What is Income Protection Insurance? Income Protection is an insurance policy which pays you a monthly income in the event that you are unable to work due to accident or illness. The policy will pay

Do I need Life Insurance for a Mortgage?

Up until around the 1990s, many Mortgage lenders insisted on Life Insurance being taken out when applying for a Mortgage. Typically that could be done via the bank or elsewhere. The Mortgage lenders would also

your life insurance and mortgage advice psychic…

Being an independent mortgage broker doesn’t come with a crystal ball but when it comes to life insurance and mortgage advice I am somewhat of a psychic and this article is to do with Life