Who remembers Sub prime mortgages? Those mortgages with the likes of GE Money, GMAC, Aldermore, Precise Mortgages, Kensington and so on. High interest rates but they would look beyond negative marks on your credit report.
The very simple answer to this is No you do not. Estate Agents have a duty to their customer (the seller) to ensure you are in a position to proceed with the purchase. This process
The first thing is do not panic. Lets look in to why you have been declined and then we can work on a plan of action. There can be many different reasons for a declined
Whether mortgage brokers can get better deals than going direct is a question that crops up a few times a year. So I thought it would be a great idea for a (hopefully) unbiased post.
All lenders now use an mortgage affordability calculator. These affordability calculators do vary from lender to lender and the amounts they will lend can be very different. Here we look at some of those difference
Will my debts stop me getting a mortgage is a question we regularly get asked throughout the year. The answer to this is similar to any question in that there is no generic, one size
We take a realistic approach on this. If you are straight forward, comfortable speaking to estate agents and underwriters and have a decent understanding of Mortgages, why would you use a broker? There are a
There are 3 things that come in to play when trying to get any mortgage with poor credit, and this includes an application as a First Time Buyer Mortgage with bad credit: Affordability Deposit Credit
In short you can get a Mortgage with as little as a 5% deposit. Assuming the purchase price is £100,000 that would mean you need a £5,000 deposit plus costs. There is however a longer
We often get asked by customers how they can pull some of the equity in their home out of the property in order to build an extension. Typically there are two main ways to pull