Mortgage Enquiries in July

What a month July was! It started quite slowly for us, it took us a while to work out why and then we realised, it was the World cup (It seems like a long time

Mortgages on Bed & Breakfasts

We recently received an enquiry from a potential customer looking to get a Mortgage on a Bed & Breakfast (B&B). Our initial thoughts were that this would need to be a commercial Mortgage and we

Mortgage Enquiries during July

Mortgage Arrears This month we received an enquiry where the client had been up to 6 months in arrears on a Mortgage for a period of 12 months, although all was up to date at

Estage Agents misleading buyers

Yesterday I read an article about Estate Agents trying to coerce/blackmail/mislead (depending on your take) buyers in to using their in house Mortgage Brokers and recommended solicitors. It is not the first time I have

getting a mortgage over 50

The last couple of years has seen quite a lot in the press with regards to “older” borrowers and the struggles of getting a mortgage over 50. The reality is that is not quite true… Never

Mortgage Enquiries during June

June was a great month for enquiries, we had so many different types of enquiries it kept us busy doing plenty of research and perhaps a sign of the times but we also had more

Mortgage Shortfall

More and more over the last 12-18 months we have been receiving enquiries from people who are coming to the end of their Interest Only Mortgage and will have an outstanding Mortgage balance. Common reasons