Most people we speak to say one of the following: I have checked my credit report and I have an Excellent credit score or I have checked my credit report and I have a Poor
This is a real life example of a client of ours which had a nice ending and then got better still more recently. In early 2017 we received an enquiry from a potential customer. This
Up until around the 1990s, many Mortgage lenders insisted on Life Insurance being taken out when applying for a Mortgage. Typically that could be done via the bank or elsewhere. The Mortgage lenders would also
When looking at what you can obtain a Mortgage for, we need to look at the lenders criteria. Some Mortgage lenders are quite strict on the reason for the Mortgage where as others say something
Everything you wanted to know about bad credit mortgages In this post we will cover everything you wanted to know about bad credit mortgages, but were afraid to ask! The first thing people should understand
Periodically we receive an enquiry from someone who has more than one job and wants to know what their chances are in getting mortgages with multiple jobs. This could be a combination of two employed
Who remembers Sub prime mortgages? Those mortgages with the likes of GE Money, GMAC, Aldermore, Precise Mortgages, Kensington and so on. High interest rates but they would look beyond negative marks on your credit report.
The very simple answer to this is No you do not. Estate Agents have a duty to their customer (the seller) to ensure you are in a position to proceed with the purchase. This process
The first thing is do not panic. Lets look in to why you have been declined and then we can work on a plan of action. There can be many different reasons for a declined
Whether mortgage brokers can get better deals than going direct is a question that crops up a few times a year. So I thought it would be a great idea for a (hopefully) unbiased post.