What are we looking for on a Credit Report?

Most people we speak to say one of the following: I have checked my credit report and I have an Excellent credit score or I have checked my credit report and I have a Poor

A real life Mortgage Success case

This is a real life example of a client of ours which had a nice ending and then got better still more recently. In early 2017 we received an enquiry from a potential customer. This

Do I need Life Insurance for a Mortgage?

Up until around the 1990s, many Mortgage lenders insisted on Life Insurance being taken out when applying for a Mortgage. Typically that could be done via the bank or elsewhere. The Mortgage lenders would also

What can I take a Mortgage out for?

When looking at what you can obtain a Mortgage for, we need to look at the lenders criteria. Some Mortgage lenders are quite strict on the reason for the Mortgage where as others say something

Bad credit mortgages

Everything you wanted to know about bad credit mortgages In this post we will cover everything you wanted to know about bad credit mortgages, but were afraid to ask! The first thing people should understand

Mortgages with multiple jobs

Periodically we receive an enquiry from someone who has more than one job and wants to know what their chances are in getting mortgages with multiple jobs. This could be a combination of two employed

Have you been declined for a Mortgage?

The first thing is do not panic. Lets look in to why you have been declined and then we can work on a plan of action. There can be many different reasons for a declined