Self Employed

Applying for a Mortgage being self employed is not as straight forward as it is for someone employed. There are many different methods for calculating how much you can lend all of which will have

Self Assessments & SA302

Self Employed Mortgage Applicants, this includes sole traders and typically Directors of companies with around 25% or more shareholding in a company have their income assessed differently to those who are employed. Where as employed

Bad Credit Mortgages

What is a Bad Credit Mortgage? Bad Credit Mortgages (also known as Adverse Mortgages) vary massively from lender to lender. In the main, there are 4 types of adverse: Late/Missed payments, Defaults/CCJs, Debt Management Plans

I have a stupid question

As cheesy as it sounds, there is no such thing as a stupid question. Clients often say I have a stupid question but in all honesty, most of them are questions we have been asked