Mortgage lenders who do not Credit Score

As mortgage brokers who specialise in adverse, bad credit, poor credit scores, lack of credit history and so on, one of the things we have in our arsenal are Mortgage lenders who do not credit

Mortgage Capacity Assessment Letter

A Mortgage Capacity Assessment Letter is a report on how much you would be likely to get if you were to apply for a Mortgage based on a set of circumstances. The letter is more

What do mortgage lenders look for on Bank Statements

We often speak to people who are concerned about what is showing on their bank statements after reading some urban myths and inaccuracies the internet. This article should hopefully put things right about what mortgage

What are we looking for on a Credit Report?

Most people we speak to say one of the following: I have checked my credit report and I have an Excellent credit score or I have checked my credit report and I have a Poor

A real life Mortgage Success case

This is a real life example of a client of ours which had a nice ending and then got better still more recently. In early 2017 we received an enquiry from a potential customer. This

Do I need Life Insurance for a Mortgage?

Up until around the 1990s, many Mortgage lenders insisted on Life Insurance being taken out when applying for a Mortgage. Typically that could be done via the bank or elsewhere. The Mortgage lenders would also

What can I take a Mortgage out for?

When looking at what you can obtain a Mortgage for, we need to look at the lenders criteria. Some Mortgage lenders are quite strict on the reason for the Mortgage where as others say something

Mortgages with multiple jobs

Periodically we receive an enquiry from someone who has more than one job and wants to know what their chances are in getting mortgages with multiple jobs. This could be a combination of two employed